Independent Worker Insights | 1099 Taxes, Money & Work

SUNY INSIGHTS

Independent work moves fast. Your money records should keep up. SUNY Insights gives 1099, W-2, and hybrid workers practical guidance for tracking income, expenses, mileage, taxes, and the day-to-day money side of independent work.

Start with the 1099 Tax Guide for a clear overview of self-employment taxes, Schedule C expenses, estimated tax payments, mileage, and recordkeeping. Then choose your profession for examples tied to the way you work.

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MONEY•TAXES•WORK

Built for independent work.

Clear articles, tax guides, financial education, and profession-specific resources for 1099, W-2, and hybrid workers.

Educational information only. SUNY does not provide tax, legal, accounting, or financial advice.

Tax Guides

Tax Guide8 min read

1099 Construction Tax Guide: Tools, Materials, Mileage & Taxes

Construction income often arrives job by job while costs hit throughout the week. Tools break. Materials move between projects. Trucks rack up miles. Subcontractor payments add another record layer. Keeping organized records throughout the year gives independent construction contractors a clearer view of business income, expenses, mileage, and estimated taxes.

MA TorresAugust 9, 20268 min read

1099 Construction Tax Guide: Tools, Materials, Mileage & Taxes

Tax Guide8 min read

1099 Beauty Professional Tax Guide: Expenses & Deductions

Independent barbers, hairstylists, nail technicians, lash artists, estheticians, makeup artists, and other beauty professionals often pay business costs before serving a client. Supplies, booking fees, equipment, booth rent, payment processing, and travel quickly add up. Organized records make year-round financial tracking easier.

MA TorresAugust 9, 20268 min read

1099 Beauty Professional Tax Guide: Expenses & Deductions

Tax Guide9 min read

1099 Real Estate Agent Tax Guide: Expenses, Mileage & Taxes

Real estate agents often spend money months before receiving a commission. Marketing, mileage, MLS fees, licensing, signs, photography, software, and client services create ongoing expenses during both active and slow sales periods. Strong records help agents understand what they earned, what they spent, and what business activity needs review for taxes.

MA TorresAugust 9, 20269 min read

1099 Real Estate Agent Tax Guide: Expenses, Mileage & Taxes

Tax Guide8 min read

1099 Cleaning Business Tax Guide: Expenses, Mileage & Taxes

Cleaning businesses often look simple from the outside. Behind every client sits a steady flow of supplies, mileage, equipment, insurance, scheduling, and payment costs. Small expenses become difficult to reconstruct after months pass.

MA TorresAugust 9, 20268 min read