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SUNY — 1099 and W-2 financial tracking app

FOR W-2 + 1099 WORKERS

A hybrid worker earns through W-2 employment and independent work. SUNY helps keep paycheck records, side-income payments, work spending, mileage, and planning estimates organized without treating two different income types as if they were the same.

See the Hybrid Workflow

No bank login.  No Social Security number.  Unsubscribe anytime.

●iPhone — Coming Soon●Android — Coming Soon
Hybrid W-2 and 1099 worker
SUNY mileage tracker showing combined W-2 and 1099 trip log

The Challenge

Two income types create one complicated financial picture.

Paycheck income has withholding

W-2 wages and taxes withheld arrive through an employer — a different system from independent work income.

Independent income works differently

Side-hustle or client income may not have taxes withheld, creating a separate planning need alongside W-2 employment.

Work expenses belong to different activities

Users need to understand which records relate to employment and which relate to independent work — they aren't the same.

Year-end totals are difficult to assemble

Pay stubs, client payments, mileage, and expenses can live in separate systems with no single organized view.

How SUNY Helps

Keep W-2 and 1099 records organized without mixing them.

SUNY uses separate worker-mode logic to keep W-2 pay and pay-stub records distinct from 1099 income. Work expenses, mileage, planning estimates, calendar tools, CPA Review exports, and a tax schedule are all available without connecting a bank. SUNY does not calculate a filed tax obligation.

01

Record both income types

Organize paycheck information separately from independent-work payments — SUNY keeps W-2 and 1099 records distinct.

02

Track the activity behind side income

Log relevant work expenses and mileage for independent work without linking a bank or mixing records with W-2 employment.

03

Review one organized picture

See both income types together while preserving the distinction between W-2 and 1099 records. Use planning estimates, CPA Review exports, and calendar tools. SUNY does not calculate a filed tax obligation.

  • Works for W-2 + any side hustle
  • Free to start
  • No accountant required
  • Quarterly tax estimates built in
  • iOS & Android

What SUNY Covers

Features for Hybrid Workers

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SUNY features for hybrid W-2 and 1099 workers
What you needHow SUNY supports itAccess
Track W-2 and 1099 payCombined pay history with separate income typesSUNYlite
Organize pay stubsPay Stub records and employer organizationSUNYlite
Track work spendingManual expense logging and historySUNYlite
Record work mileageMileage logging and trip historySUNYlite
Review planning estimatesTax Breakdown and Tax ScheduleSUNYlite
Keep deadlines visibleCalendar and key tax datesSUNYlite
Share organized recordsCPA Review and everyday exportsSUNYlite
Track potential deductions in depthDedicated Deductions experienceSUNY+
Organize reimbursements and invoicesReimbursements and InvoicingSUNY+
Use AI and advanced planningSUNY AI+, Budget and Insights (Coming Soon)SUNY+

Track Your Progress

Track Potential Work Expenses Throughout the Year.

For hybrid workers, the goal applies to the independent-work side of the financial picture—not ordinary personal spending or automatic W-2 deductions. SUNY helps users organize potential business-related records and monitor progress toward a personal goal.

  • Track potential work expenses
  • Record qualifying-use mileage information
  • Review categorized totals
  • Export records for professional review
Disclosure: A tracked expense is not automatically tax-deductible. Eligibility depends on the expense, business use, documentation and applicable tax rules. Consult a qualified professional when needed. Why recordkeeping matters.

Privacy & product boundaries

What SUNY does — and what it doesn't.

No bank connection
SUNY does not require or offer a bank connection. Records are entered manually.
No Social Security number
SUNY never requests your Social Security number at any point.
Records stored locally first
Your records are stored locally first. SUNY+ users may opt into cloud synchronization.
Planning estimates, not filed tax outcomes
SUNY provides planning estimates. It does not file taxes or process payroll.
Share with a professional
Organized records can be shared with a qualified professional for review.
No guaranteed savings
SUNY does not promise guaranteed savings, deductions, refunds, or filing outcomes.

Start with SUNYlite free. Every new account includes a 14-day SUNY+ trial with no payment method required.

See SUNYlite and SUNY+

Common Questions

Frequently Asked Questions

What does SUNY mean by a hybrid worker?
A SUNY hybrid worker earns both W-2 employment income and independent, freelance, contract or side-hustle income.
Can SUNY keep my W-2 and 1099 income separate?
Yes. SUNY's worker-mode system is designed to preserve the distinction between paycheck income and independent-work income while presenting an organized overall view.
Can SUNY estimate taxes when I have both income types?
SUNY provides planning estimates based on the information entered. These are not filed tax obligations or professional tax advice.
Can I track side-hustle expenses and mileage for free?
Yes. Manual spend tracking, mileage, Tax Breakdown, Calendar, CPA Review and everyday exports are included in SUNYlite.
Does SUNY connect to my employer or bank?
No bank connection is required or offered. Users organize records through SUNY's tracking tools.
Can I change my worker mode if my work changes?
Yes. SUNY supports W-2, 1099 and hybrid worker modes so the experience can reflect how the user currently earns.
What does SUNY+ add for hybrid workers?
SUNY+ adds dedicated Deductions, receipt scanning, invoicing, reimbursements, budgeting, insights, the Tax Export Pack and optional cloud synchronization. SUNY AI+ is coming soon.
When will SUNY be available?
SUNY is currently prelaunch for iPhone and Android. Users can get early access for updates.

Get started

Your hustle. Upgraded.

W-2 and 1099 in one place. Organized records, planning estimates, and everything you need to stay on top of it all.

Get Early Access

No bank login.  No Social Security number.  English and Spanish.

Also built for:

1099 workersW-2 workers